Financing & Layaway Options at Plaza House Furniture

Bring Home What You Love — Pay Your Way

At Plaza House Furniture, we believe everyone deserves a comfortable, beautiful home. That’s why we offer flexible payment solutions — including financing and layaway — so you can choose the option that works best for your budget and timeline.


Financing Made Simple

Our financing options make it easy to furnish your home now and pay over time with convenient monthly payments.

Benefits of Financing

  • Affordable monthly payments

  • Fast approval decisions

  • Flexible terms

  • Special promotional offers available at times

  • Take your furniture home right away

Our team will help you review available plans and choose the one that fits your needs best.


Prefer to Pay Over Time Without Financing? Try Layaway.

Layaway is a great alternative if you’d rather avoid monthly billing or credit-based plans. With our layaway program, you can reserve your furniture today and make payments over time — then take it home once it’s paid in full.

Why Customers Love Layaway

  • No credit approval required

  • Budget-friendly payment schedule

  • Secure your item before it sells out

  • No interest charges

It’s a simple, stress-free way to plan ahead for furniture purchases while staying within your budget.


Quick & Easy Application Process (Financing)

Getting started takes just minutes:

Step 1: Apply in store
Step 2: Receive a fast decision
Step 3: Choose your furniture and enjoy it today

Our associates are always happy to guide you through the process.

Which Option Is Right for You?

Financing vs. Layaway Comparison Table

Feature Financing Layaway
Take Furniture Home Immediately After Paid in Full
Credit Check Usually Required Not Required
Monthly Payments Yes Flexible Deposits
Interest May Apply None
Best For Getting furniture now Planning ahead
Approval Needed Yes No

 

We offers a wide range of financing packages, including special 0% interest options, to help customers purchase furniture. We also provide an easy lay-a-way plan for added flexibility.

Key Details Regarding Plaza House Financing:

  • Financing Packages: Available with various, including special 0% interest options.
  • Lay-a-way Plan: Easy, in-house lay-a-way is available.